Payments for everything you build

One integration to accept money your customers' way — cards, bank transfers and USSD — behind a clean API and a checkout that just works.

Start integrating See payment methods

Card

Debit and credit cards, charged in seconds.

Bank transfer

A dedicated account number per payment.

USSD

A dial code for customers without a card.

Gift cards and crypto are on the way — same integration, no changes on your side.

Everything a checkout needs

Spurs Pay handles the hard parts so you can ship. You get a hosted checkout, one API, and reliable webhooks.

Hosted checkout

Send a customer to a branded, mobile-ready payment page. No PCI forms of your own to build.

One integration

Add a payment method and it appears at checkout — your code never changes.

Signed webhooks

Get a signed event the moment a payment succeeds, so your backend stays in sync.

Secure by default

Keys are hashed, secrets never leave the server, and every request is scoped to your account.

Clean REST API

Predictable JSON, one bearer key, and a status you can verify at any time.

Your customers' way

Card, bank transfer or USSD — let people pay however they prefer.

For developers

Go live in a few lines

Create a payment with your secret key, redirect to the hosted checkout, and confirm the result with a signed webhook or a status check. That's the whole flow.

→ Amounts in minor units, no floating-point surprises
→ One key, three tiers of access, scoped per account
→ Verify any payment by reference at any time

// Create a payment, then send the customer to checkout
const res = await fetch("https://pay.spurs.com.ng/api/v1/payments", {
  method: "POST",
  headers: {
    Authorization: "Bearer sk_live_...",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    amount: 250000,          // in kobo (₦2,500.00)
    currency: "NGN",
    customerEmail: "buyer@example.com",
  }),
});

const { data } = await res.json();
redirect(data.checkoutUrl);   // hosted Spurs Pay checkout

Start accepting payments today

Spin up an account, grab a key, and take your first payment in minutes.

Get your API key